Businessman with money in suit pocket

How To Make $100k Working 10 Hours Per Week

Here’s how to make $100k per year with 10 hours of work per week. It’s not that difficult, you just need to learn a few things and take action on what you learn.


I can’t honestly say that it has *ever* been my goal to make $100,000 a year. There have been plenty of times in the past when I have made less than that, but the things I was doing at those times were not about making money.

As soon as making money became my goal, I didn’t even think about how much I wanted to make or how much I needed – I just started doing things that I hoped would make me money. For some reason, I never doubted that I would be wealthy. I didn’t even know what being wealthy meant or was all about… ahh the certainty of youth.

But now that I’m older and have more responsibilities in my life, I think about these things a little differently. Most of us could easily live and support our families on $100k a year. We don’t need to be rich. If you’ve been making a lot more than $100k, you may have a bigger infrastructure that you have to support. But let’s face it, you could probably scale down pretty quickly if you had to and live a happy, healthy life and not have to worry about money if you made $8k per month.

What would it mean to drop your weekly work hours from 40 (or 90 for some of you) to 10? Would it be worth giving up some things? Would it change your relationships with your family and friends – your spouse? Would you be able to do more of the things you’ve always wanted to do, but never had time for before? What would it mean to your life, emotionally, mentally, physically and spiritually to have all that free time?

If you had to give up the “Porsche” or the “Vacation Home on the Lake” or the “Trips to Europe” every year or the – whatever luxury item you’d need to give up – if you had to give a few of those things up, but were able to get an extra 30 hours a week of your life back, would it be worth it?

What about you who don’t make $200k or $300k or more per year? What would it mean to you to only have to work 10 hours a week, but double your income? You wouldn’t be giving up anything, you’d be gaining a better lifestyle, more security and a bit of change to jingle in your pocket. You’d also be gaining a huge amount of time and freedom.

It would almost be like retiring and having a little hobby that you noodle around with that just happened to make you $100k a year.


Okay – so let’s say this sounds attractive to you on some level. Sure, it’d be nice to have Bill Gates bank account, but let’s say you just had $100k a year.

Let’s also say that you ignored 95% of everything else I teach and only wanted to do one simple system that I built from the ground up. I’m also assuming that you are actually going to do the things I tell you to and not just give it a 2 minute try and give up.

Assuming these things, here is the basis for the system that you can do that will make you $100k per year if you just close 1 deal every 2 weeks. Keep in mind, this deal requires no credit, no banks, no private money, no hard money lenders, no rich uncles, no cash down payments or earnest money, none of that stuff. All you need is a little bit of knowledge, a little bit of effort and a little bit of skill.

Here it is – I call it the “For Rent Method” and I teach it to all of my Six Month Mentor students the first day they join. The second day, they are making bona fide offers to sellers – no risk, no credit, no cash offers.

I teach them how to call up people who are advertising their home for rent and ask one simple question – “Would you consider selling your home Rent To Buy rather than just renting it?”

1 in 3 say “Yes, I’d consider that.”


Tropical beach, Thailand

Your Home Office

We then use my online and grassroots (free) marketing techniques to sell the property. This usually takes 1-4 weeks (We’ve done it in as little as 5 minutes when we put my automation techniques in place. You can automate finding the seller too if you want – no phone calls.)

The buyer brings the first month rent and a lease option fee. We hand over a buyer (who is paying full price)  and the first month’s rent to the seller and we keep the lease option fee as our part of the deal. This lease option fee typically averages about $4k. (I’ve seen it go as low as $500 and as high as $20k)

We are in and out of the deal without spending a dime, without using our credit and without taking any risk that the deal doesn’t close. The only thing we risk is a little bit of time and our ego if we screw something up (which we do sometimes – especially the newbies). But that’s okay – you learn not to make those mistakes again and you are not much worse for the wear.

Whenever a new student of mine does their first deal, I almost always ask them, “How long did it take you to do the deal. How much actual time did you put into this deal?” They invariably tell me 5 to 10 hours. If they made $4k and it took 8 hours, that means they made $500 per hour. Yes, it took time for them to learn how to do it, but now that they know how to do it, how long will it take to do the next deal? Could they do one every week, every two weeks in the same amount of time? Of course they could. I ask them this to help put the effort they made learning the process into perspective and to help them understand they have just launched an income rocket that will take them to the moon if they stick with it and go along for the ride.

You need to give yourself a little bit of time to get all this going. I tell everyone who joins my mentor program to give themselves 3 to 4 months before you can expect to make a dime (even though some of them do it in a week or two). But would it be worth 8 or 10 hours of your time each week to get yourself into a position to build a business that can feed you like this for the rest of your life with so little effort?

What would you pay in time and money to have this life? How much is your freedom worth?

Well, that’s all for today – Alex (my son) and I have to go kill some Zombies (Left for Dead – computer game).


  1. Tom Cooper
    February 8, 2018 at 6:03 am ·

    Hi Joe,

    I just came across this article on a Google search and think this is a brilliant idea. I would like to know more about it and your mentoring.

    I’m 60 years old with some health problems. The company I worked for for the last several years went out of business and left me in a bad place financially. I do need to make money ASAP but I think this could be a great thing to learn and put into place even if I have to work while I’m learning. I can tell you though age discrimination is alive and well, finding work at my age is very difficult.

    Thanks and God Bless,

    Tom Cooper

    • Joe Crump
      March 24, 2018 at 5:02 pm ·

      Hi Tom,
      Thank you for your interest in the mentor program. You can get all the details at this site.

      You can also watch this video about my Two Day Buying Events for my mentor students.

      And most of my mentor students us the Automarketer to automate their leads and their business.

      I hope that helps. If you are interested in getting involved and have the resources to do so, please give me a call.

      Also – age is not a factor when you have your own business. As long as you are able and willing to do the work, you will make money if you follow a good system.

      Good luck to you!

      317-598-1220 – office

  2. September 8, 2010 at 10:26 am ·

    Hi Tony,
    I’m a bit slow getting to this reply, so my apologies.

    A lot of folks don’t feel they deserve to be paid for their work if they make too much. I’ve seen this pop up time and time again. But let me give you an example that might resonate with you. If you had a serious heart condition and need open heart surgery, your doctor would probably give you a couple of options – a. let him cut your chest open and charge you a huge sum of money or b. you die.

    Most of us choose a. and then thank the doc for saving our lives.

    A lot of buyers and sellers don’t have many options either, but when we show them how they can have a home for their family in a way that makes sense for them and protects them, they usually thank us – many of them in tears (I’m not joking).

    So stop thinking that just because you make money while doing a good deed means you are a crook.

    Regarding your question about title companies. If you are doing “Subject To” or my “For Rent” method, they will be closed at the kitchen table. When you are doing the For Rent method, you flip the house, but you use a full blown Lease Option Agreement rather than just the one page Lease Option Memo we use to tie up the property.

    Hope that helps. Good luck to you.

  3. April 26, 2010 at 3:05 pm ·


    Thanks for the wealth of information. It seems to me that it would be a little disturbing for the buyer to know that they are paying me $2-10k or whatever for the deal. How do I explain my compensation using this method to a buyer or a seller without seeming like a “crook” thats making all this money without putting in sufficient work?

    Also, do you recommend closing at a title company or at the dinner table? Lastly, do you flip the original contract with the seller to the buyer when completing the transaction?

    Thanks in advance for the info

  4. March 15, 2010 at 10:13 am ·

    Joe I understand from your newsletter you are updating the Push Button method. 1)does it include the “For Rent Method” 2)If we purchase your Push Button Home study course does the amount we pay get credited towards the mentor program?

    Thanks John

  5. January 20, 2010 at 1:59 pm ·

    Very good writing. I appreciate you for posting it. Keep up the fine site.

  6. January 8, 2010 at 9:46 pm ·

    That’s pretty cool. I think I need to come to your 2 day class!

  7. January 8, 2010 at 6:33 pm ·

    John, You decide how you are going to sell based on how you bought. You want to keep control of the deal at all times to protect yourself, your buyer and your seller. That is why you must understand the hierarchy of zero down structures and what each of them allow you to do. When you have these tools in your arsenal, you can make an offer that can make you money and serve the seller on any property. I go into detail on these structures in almost every program I sell… especially the Mentor Program and the Push Button Method. Joe

  8. January 8, 2010 at 4:25 pm ·

    If they don’t own the property say they got it subject to, would they do a wrap? And if the property is in their name do a wrap as well?

  9. January 8, 2010 at 3:23 pm ·

    John, Correct… and they not only haven’t looked at it that way, if you use the techniques I teach, you will be a marketing genius compared to them and sell it in a much shorter time. Joe

  10. January 8, 2010 at 3:17 pm ·

    So the Investor could actually seller finance the house and accomplish the same thing I’m doing. But most investor’s haven’t looked at their property that way?

  11. January 8, 2010 at 3:11 pm ·

    Hi John, Saying you have no liability is probably not completely accurate. Saying you have no contractual liability IS accurate. You are in and out of the deal after assigning your interest to the new buyer. But… keep in mind that we live in a litigious society and eventually someone is going to try and mess with you. If you get into a dispute, I’d suggest keeping your temper, apologizing, even if you aren’t at fault, and then help solve the problem with as little cost to you as possible. This is one of the lowest risk investment strategies I’ve ever seen, but nothing in business is completely risk free. Joe

  12. January 8, 2010 at 2:53 pm ·

    Joe – thanks for the input. So the investor who now owns the house would have to accept the Lease/Land Contract arangment, and if the Rent to Own tenant defalts it becomes his problem not mine. Or do I have some liability because I put the transaction together?

  13. December 28, 2009 at 10:00 pm ·

    Hi Marc: What you are offering is no bank qualifying. You never want someone in your properties who can’t afford them. It would not only be a mistake for you and your seller, it would also be a mistake for the buyer. We don’t expect them to have good credit… just have enough income. Best Wishes, Joe

  14. December 28, 2009 at 12:16 pm ·

    Hello Joe,

    If you offer a rent to own property as NO QUALIFYING won’t the seller have a problem with not checking the tenant buyer’s credit?


  15. December 24, 2009 at 10:45 pm ·

    Hi Joe,

    I love the new site. As always, you give away very valuable & helpful info. Thanks for all your help.

    I hope you & your family have a safe & happy X-mas!

    Lancaster, Ca

  16. December 23, 2009 at 5:24 pm ·

    Hi Dan, if you aren’t seeing Lease Option buyers, you are looking at a different market than I am. Just do this one thing – put a free ad on craigslist that says something like this, “Rent To Buy, No Qualifying, Move in Today! and your email and phone number and see how many leads you get. I think you will be surprised by how many people can’t qualify for a loan right now, but would still love to have a home. This market is the perfect storm for what I teach… and not JUST for lease options, but also, subject to, multimortgage, land contracts and cash assignments..

    Don’t overestimate how “educated” the average home seller is… believe me, they need your help and if you don’t charge them anything to pass them a buyer, why should it be a problem for them?

    You made a nice chunk of money quickly (like a lot of my students do) get back on track and do it again, and again…

    Take care,

  17. December 23, 2009 at 5:19 pm ·

    The only place we’ve had trouble with Lease Options is in Texas – not because they are illegal, but because they make you jump through so many hoops that it’s just not worth doing there.

    There is a way around it though – there’s always a way around it.

    The way to do my method in Texas is to change Lease Options to Land Contracts. There are still requirements for Land Contracts, but they are much easier to comply with.

    But my favorite way of doing it in Texas is…

    Since the Texas legislation says that 6 month Lease Options don’t require that you jump through all those hoops. We do a 6 month Lease Option that converts into a Land Contract IF the Buyer makes their payments on time.

    Then, put them into the Land Contract for 18 months.

    Land Contracts can be refinanced after a year (LOs cannot and require more qualifying and more downpayment and closing costs), so doing it this way
    makes it more likely that the buyer will exercise the option.

    On top of this, you can use the $8k tax credit with Land Contracts and get a much large chunk of cash up front than what you’d normally get with a LO.
    AND – it’s easier to foreclose in Texas than any other State in the Union… so doing a sale instead of a lease doesn’t have the same impact that it does in other States.

  18. Dan
    December 23, 2009 at 4:31 pm ·

    Hi Joe,
    I have done lease options in the past; started doing them back in 2000.
    It was a little unnerving doing my first deal; honestly I did not really know what I was doing; maybe I got lucky but did my first deal with-in
    a two week period and made $3500 on that first deal. I was amazed. But the market was much different then. And not that many people doing lease options. Now the market is loaded with foreclosures and short sale possibilities. Isn’t a much harder market now to do a lease option?
    I mean I know there are massive amounts of renters out there with damaged credit, but still do you really believe there is a market out there for
    lease options? Also many home owners are now educated on doing rent to owns themselves. I used to be able to pick up a newspaper and just start
    cold calling phone numbers and find a deal; but not so easy now. I loved doing lease options, but have found it to be more diffictult now finding them… Your thoughts?

  19. December 23, 2009 at 3:12 pm ·

    Joe – I don’t think we can do Lease/Options in Texas? or is your Lease agreement not the same thing?

  20. December 23, 2009 at 12:27 pm ·

    Hi Roger, Sorry, but I do the events in Indianapolis – 10 minutes from my house – hmmm… what a coincidence that it would be so close. You should get involved, come up and participate. Watching brand new real estate investors making offers and buying houses all over the country from a conference room in Indiana is an awesome sight to behold… especially after having just 2-3 hours of training before I kick them into the deep end of the pool and get them started.

  21. December 23, 2009 at 10:40 am ·

    Hi, Joe.

    You done it again. Sent another great blog filled with motivated and great info. When will your two-day buying event come to Atlanta; or, has it already come here? Imagine! buying your first house by knowing about those little legal loopholds all without having that vital credential, the real estate license.

    Can’t wait for that two-day buying event in Indianapolis, IN!

    Best wishes to you,
    Roger Crain

  22. December 23, 2009 at 9:08 am ·

    Hi Caroline,

    I did an audio for Realtors at this site that may help:

    It shows you how agents can use the techniques that I teach to explode their business as a Realtor. When you do that, your broker will do nothing but love you. If they don’t, I’d suggest thinking about changing brokers.

    Some of my mentor students are brokers and they have built substantial businesses that integrate both real estate investing and brokerage at the same time. You do have to disclose and you do have to be ethicial, but disclosing has no impact and being ethical is something you should do anyway.

    Don’t let these imagined problems keep you from your dreams. Good luck to you.

    Take care,

  23. December 23, 2009 at 9:03 am ·

    Thanks Harry, You’re absolutely right… I need a spell checker that reminds me of this… I make this same usage mistake over and over. And just a forewarning, you’ll also see a lot of grammar errors in my writing as we go – just ask my eight grade English teacher – she’ll commiserate with you.

  24. December 23, 2009 at 8:38 am ·

    Joe: I don’t know if you respond to questions on this blog but my question is my biggest hurdle that keeps me from doing this type of business. I know you have a real estate license. I think you are the designated broker. How can a licensed real estate agent get involved with this program and not risk their license? I know a lot of Brokers would not approve of their agents, even when you are the principle, doing this business. How do we keep it so the Brokerage is not at risk since we have to disclose?

  25. December 23, 2009 at 5:39 am ·

    I have seen the confusion in using the words “principal” and “principle” in many real estate articles. The word “principle” refers to a rule by which we live, for example “love thy neighbor as thyself” is a great principle by which we should live.
    The word “principal” refers to individuals in a transaction, for example,
    lessor and lessee are both principals in a lease transaction, not PRINCIPLES. In a purchase contract, the buyer and seller are principals;
    and in a mortgage you have principal and interest, not principle and interest.
    So the following ” makes us a principle in the transaction” should read
    “makes us a PRINCIPAL in the transaction.
    Just my two bits to a great investor


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